Best Home Loans in Australia

Compare low rate home loans from leading lenders in Australia.

Athena Mortgage
Celebrate Variable Home Loan
Owner, Principal & Interest, <60% LVR
1.89% p.a. variable interest rate; 1.89% p.a. comparison rate

Well Home Loans
Well Balanced Home Loan
1.85% p.a. variable rate; 1.88% p.a. comparison rate
(Well Home Loans is the trading name of Flexstar Mortgage Corporation)

Loans.com.au
Smart Booster Home Loan
1.85% p.a. variable rate for the first two years, then 2.25 p.a.
(2.21% p.a. comparison rate)

HSBC
Discounted Home Value Loan
Owner Occupier, Principal & Interest, LVR <70%
1.97% p.a. variable interest rate; 1.98% p.a. comparison rate

Yard
Variable Special Home Loan
Owner Occupier, Principal & Interest, LVR up to 80%
1.99% p.a. Interest rate; 2.02% p.a. comparison rate

Nano Digital Home Loans
(provided by Digital Mortgage Solutions Pty Ltd)
Variable Home Loan
1.99% p.a. variable and comparison rate. Refinance only.

86 400 Ltd
Neat Home Loan
Owner occupied, principal & interest
Rates starting from 1.89% p.a. for a ≤ 60% LVR
1.90% p.a. comparison rate

Qudos Bank
No Frills Home Loan
1.99% p.a. interest and comparison rate

Macquarie Bank
Variable Home Loan
Owner occupier basic home loan, Principal & Interest
2.14% p.a. variable interest rate and comparison rate

UBank
UBank’s Lowest Ever Variable Rate Home Loan
Owner Occupier, P&I Loans up to 80% LVR
2.09% p.a. variable and comparison rate

Newcastle Permanent Building Society
Real Deal Home Loan
Owner Occupier, Principal & Interest, an LVR of less or equal to 80%
2.12% p.a. interest rate; 2.15% p.a. comparison rate

Bank of Queensland
Economy Variable Home Loan
2.13% p.a. variable rate; 2.35% p.a. comparison rate

Heritage Bank
Discount Variable Rate Home Loan
Owner Occupied, Principal & Interest, $150,000 or more - up to 80% LVR
2.15% p.a. variable rate; 2.17% p.a. comparison rate

Great Southern Bank (a business name of Credit Union Australia)
Basic Variable Home Loan
Owner Occupier, Principal & Interest, Loan to Value Ratio (LVR) is 80% or less.
2.19% p.a. interest rate, 2.24% p.a. comparison rate

Published: June 27, 2022