Southern Cross Building Society (SCBS) provided mortgage lending, business and rural loans, savings accounts and investment services. In 2011, it merged with Canterbury Building Society (CBS Canterbury) and Marac Finance Ltd, forming the Heartland Building Society which was transformed to Heartland Bank in 2012. Southern Cross Building Society was founded in 1923 and is headquartered in Auckland.

Head office address:
59/67 High Street
Auckland, 1140
New Zealand
Phone: +64 9 336 7657