South West Credit Union

South West Credit Union Co-operative Ltd provides banking products and services to over 13,000 members. It offers home, personal and car loans, transaction and savings accounts, term deposits, Visa debit cards, Amigo credit card with low interest rate and low annual fee, rediCards, financial planning, internet banking, mobile banking app as well as home, landlords, motor, motorcycle, caravan, boat, mortgage protection and travel insurance. Its business products include business accounts, business loans, commercial insurance, merchant facilities, employee services and more. South West Credit Union was established in 1964 and is located in the heart of the coastal city of Warrnambool. For the year ended 30 June 2021, the company reported total assets of $292 million, loans of $97 million, and deposits of $182 million.

South West Credit Union merged with Beyond Bank Australia in April 2022.

Amigo Visa Credit Card
Annual Fee: $60
Late payment fee: $25
Card Recovery Fee: $5
Cash Advance fee: $5
Card Replacement Fee: $12.5
International Conversion Fee: 3%
Minimum credit limit: $1,000
Worldwide acceptance
Interest free period up to 55 days
13% pa on purchases, cash advances and balance transfers

Head office address:
117 Lava Street
Warrnambool, Victoria
3280, Australia

Phone number: (03) 5560 3900
BSB number: 803-073
ABN: 44 087 651 705
Opening Hours
Monday to Friday, 9 am - 5 pm (excluding public holidays)
Swift Code: CUSCAU2S