Home Loan Providers in Australia
More than 65% of households own their home outright or with a mortgage. However, according to the Australian Bureau of Statistics, the number of homes owned with a mortgage has increased significantly in the last 25 years - from about 26 per cent to over 35 per cent. Following is a list of home loan providers operating in Australia.
AFG Home Loans is a member of Australian Finance Group, one of the leading mortgage broking firms in Australia.
AMP Bank, based in Parramatta (NSW), offers a range of home loans for owner-occupiers and investors, with competitive interest rates. It also offers transaction and deposit accounts and SMSF products.
ANZ, one of the biggest banking groups in Australia and New Zealand, provides a range of home loan products including variable rate, fixed rate, constriction, bridging and supplementary loans.
Arab Bank Australia Ltd (ABAL), based in Sydney, offers basics and essentials variable rate home loans, bridging loans, fixed rate home & investment loans and other services.
Assured Home Loans, headquartered in Adelaide, is one of South Australia’s top mortgage advisors. The company has been helping Australians with home loans for over 30 years.
Athena Home Loans is a direct mortgage provider and fintech providing home loans for buyers, refinancers and investors at competitive low rates. The company is backed by some of Australia's financial institutions including Apex Capital, AustralianSuper, AirTree Ventures, Macquarie Bank, Resimac Group, Hostplus, Rice Warner and Square Peg.
Aussie Home Loans - One of the leading mortgage brokers in the country
Australian Military Bank, based in New South Wales, is a customer owned bank offering home loan products for owner-occupiers and investors. It has been helping Australian Defence personnel and their families since 1959. It has home loan rates starting from 6.4% p.a.
Australian Mortgage Options (AMO), established in 1998, is a home loans specialist. It has won multiple awards from Money Magazine, Canstar, Cannex and Your Mortgage Magazine. AMO offers standard home loans as well as non-conforming loans, bad credit home loans and debt consolidation loans. The company works hard to find the best home loan deals for you.
Australian Mutual Bank, based in Surry Hills, NSW, is a community-based financial institution providing competitive personal and home loans, credit cards, insurance and other services to retail and business customers. As of June 30, 2023, it reported profit after income tax of $9.1 million, revenue of $44 million, member deposits of $1.5 billion and loan book of $1.2 billion.
AWA Alliance Bank, headquartered in Geelong, VIC, a is member owned financial organization offering home and personal loans, everyday and savings accounts, business accounts, internet banking, financial tools and other services.
Auswide Bank Ltd (formerly Wide Bay Australia), founded in 1966, provides personal and business banking services. Today, it has about 240 employees, more than 85,000 customers, 16 branches and mortgage portfolio of $4.4 billion. The company’s head office is located in Bundaberg, Queensland.
Australian Unity, founded in 1840, is one of Australia's oldest organizations. It traces its origins back to a pub in Melbourne, where a group of people formed a friendly society. Today, Australian Unity has more than 710,000 members and customers.
AIMS Home Loans, founded in 1991, was one of the first non-bank mortgage lenders in Australia. It has offices in Sydney, Melbourne, Brisbane, Shanghai and Hong Kong.
Bank of China (Australia)
Bank of Heritage Isle
BCU
BDCU Alliance Bank
Better Choice Home Loans is one of the most innovative mortgage lenders in Australia. It is part of BNK Banking Group. Better Choice is the consolidation of Future Financial, Iden Group, NationalCorp and Pioneer Mortgage into one corporate entity.
Better Mortgage Management
Broken Hill Community Credit Union
Bluestone Home Loans
C, D, E
Central West Credit Union
ChoiceLend
Circle Alliance Bank
ClickLoans is an online home lender.
Community First Credit Union
Easy Street - A division of Community First Credit Union.
F
Family First Credit Union
Fire Service Credit Union
Firefighters Mutual Bank
First Choice Credit Union
First Option Bank
Firstmac Limited
Fox Symes & Associates
Freedom Lend
Geelong Bank
Goldfields Money
Homeloans.com.au
Homestar Finance Pty Ltd
HomeStart Finance
Horizon Bank
I, K, L
IMB Bank
Illawarra Credit Union
Indigenous Business Australia
Keystart Loans Ltd
La Trobe Financial Services
Laboratories Credit Union
Liberty Financial
Loans.com.au
M
Macarthur Credit Union
Macquarie Bank
Macquarie Credit Union
ME Bank
Mortgage Choice
Mortgage House
Mortgageport
N, O, P
National Australia Bank
Newcastle Permanent Building Society
National Mortgage Brokers (NMB)
Northern Inland Credit Union
Nova Alliance Bank
Orange Credit Union
Pacific Mortgage Group
People's Choice Credit Union
Pepper Money
Q, R
QBANK
RAMS Financial Group, with a primary focus on residential mortgages, specializes in first home buyers and self-employed home loans. RAMS is a brand of Australia's Westpac Banking Corporation.
Reduce Home Loans
Resi Mortgage Corporation
Resimac Group
S
Service One Alliance Bank
Southern Cross Credit Union
State Custodians
Summerland Credit Union
T, U
The Capricornian
The Mutual Bank
Tic:Toc Home Loans
Transport Mutual Credit Union
Unibank
Unity Bank
Unloan is a division of Commonwealth Bank of Australia.
V, W, Y
Virgin Money (Australia) is a digital bank providing variable and fixed rate home loans for owner-occupiers and investors. The company is a wholly-owned subsidiary of Bank of Queensland (BOQ) Group.
WLTH is a digital mortgage lender.
Yard Financial is a non-bank home loan lender.
Yellow Brick Road