Home Loan Providers in Australia

More than 65% of households own their home outright or with a mortgage. However, according to the Australian Bureau of Statistics, the number of homes owned with a mortgage has increased significantly in the last 25 years - from about 26 per cent to over 35 per cent. Following is a list of home loan providers operating in Australia.

AFG Home Loans is a member of Australian Finance Group, one of the leading mortgage broking firms in Australia.

AMP Bank, based in Parramatta (NSW), offers a range of home loans for owner-occupiers and investors, with competitive interest rates. It also offers transaction and deposit accounts and SMSF products.

ANZ, one of the biggest banking groups in Australia and New Zealand, provides a range of home loan products including variable rate, fixed rate, constriction, bridging and supplementary loans.

Arab Bank Australia Ltd (ABAL), based in Sydney, offers basics and essentials variable rate home loans, bridging loans, fixed rate home & investment loans and other services.

Assured Home Loans, headquartered in Adelaide, is one of South Australia’s top mortgage advisors. The company has been helping Australians with home loans for over 30 years.

Athena Home Loans is a direct mortgage provider and fintech providing home loans for buyers, refinancers and investors at competitive low rates. The company is backed by some of Australia's financial institutions including Apex Capital, AustralianSuper, AirTree Ventures, Macquarie Bank, Resimac Group, Hostplus, Rice Warner and Square Peg.

Aussie Home Loans - One of the leading mortgage brokers in the country

Australian Military Bank, based in New South Wales, is a customer owned bank offering home loan products for owner-occupiers and investors. It has been helping Australian Defence personnel and their families since 1959. It has home loan rates starting from 6.4% p.a.

Australian Mortgage Options (AMO), established in 1998, is a home loans specialist. It has won multiple awards from Money Magazine, Canstar, Cannex and Your Mortgage Magazine. AMO offers standard home loans as well as non-conforming loans, bad credit home loans and debt consolidation loans. The company works hard to find the best home loan deals for you.

Australian Mutual Bank, based in Surry Hills, NSW, is a community-based financial institution providing competitive personal and home loans, credit cards, insurance and other services to retail and business customers. As of June 30, 2023, it reported profit after income tax of $9.1 million, revenue of $44 million, member deposits of $1.5 billion and loan book of $1.2 billion.

AWA Alliance Bank, headquartered in Geelong, VIC, a is member owned financial organization offering home and personal loans, everyday and savings accounts, business accounts, internet banking, financial tools and other services.

Auswide Bank Ltd (formerly Wide Bay Australia), founded in 1966, provides personal and business banking services. Today, it has about 240 employees, more than 85,000 customers, 16 branches and mortgage portfolio of $4.4 billion. The company’s head office is located in Bundaberg, Queensland.

Australian Unity, founded in 1840, is one of Australia's oldest organizations. It traces its origins back to a pub in Melbourne, where a group of people formed a friendly society. Today, Australian Unity has more than 710,000 members and customers.

AIMS Home Loans, founded in 1991, was one of the first non-bank mortgage lenders in Australia. It has offices in Sydney, Melbourne, Brisbane, Shanghai and Hong Kong.

Bank Australia

Bank of China (Australia)

Bank First

Bank of Heritage Isle

Bank of Melbourne

Bank of Queensland

Bank of us

Bank of Sydney





Bendigo & Adelaide Bank

BDCU Alliance Bank

Better Choice Home Loans is one of the most innovative mortgage lenders in Australia. It is part of BNK Banking Group. Better Choice is the consolidation of Future Financial, Iden Group, NationalCorp and Pioneer Mortgage into one corporate entity.

Better Mortgage Management

Broken Hill Community Credit Union

Beyond Bank

Bluestone Home Loans

C, D, E
Central West Credit Union


Circle Alliance Bank

ClickLoans is an online home lender.

Commonwealth Bank

Community First Credit Union

Credit Union SA

Defence Bank

Easy Street - A division of Community First Credit Union.

Family First Credit Union

Fire Service Credit Union

Firefighters Mutual Bank

First Choice Credit Union

First Option Bank

Firstmac Limited

Fox Symes & Associates

Freedom Lend

Gateway Bank

G&C Mutual Bank

Geelong Bank

Goldfields Money

Great Southern Bank

Greater Bank

Heritage Bank


Homestar Finance Pty Ltd

HomeStart Finance

Horizon Bank

HSBC Bank Australia

Hume Bank

I, K, L
IMB Bank

Illawarra Credit Union

Indigenous Business Australia

Keystart Loans Ltd

La Trobe Financial Services

Laboratories Credit Union

Liberty Financial


Macarthur Credit Union

Macquarie Bank

Macquarie Credit Union

ME Bank

Mortgage Choice

Mortgage House



MyState Bank

N, O, P
National Australia Bank

Newcastle Permanent Building Society

National Mortgage Brokers (NMB)

Northern Inland Credit Union

Nova Alliance Bank

Orange Credit Union

Pacific Mortgage Group

People's Choice Credit Union

Pepper Money

P&N Bank

Police Bank

Police Credit Union

Q, R

Qudos Bank

Queensland Country Bank


RAMS Financial Group, with a primary focus on residential mortgages, specializes in first home buyers and self-employed home loans. RAMS is a brand of Australia's Westpac Banking Corporation.

Reduce Home Loans

Regional Australia Bank

Resi Mortgage Corporation

Resimac Group

Service One Alliance Bank

Southern Cross Credit Union

St.George Bank

State Custodians

Summerland Credit Union

Suncorp Bank

T, U
The Capricornian

Teachers Mutual Bank

The Mutual Bank

Tic:Toc Home Loans

Transport Mutual Credit Union


Unity Bank

Unloan is a division of Commonwealth Bank of Australia.

V, W, Y
Virgin Money (Australia) is a digital bank providing variable and fixed rate home loans for owner-occupiers and investors. The company is a wholly-owned subsidiary of Bank of Queensland (BOQ) Group.


WLTH is a digital mortgage lender.

Yard Financial is a non-bank home loan lender.

Yellow Brick Road